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Small ClaimsPartially AllowedNot stated in the judgment as provided

Wambugu v Mungari & another (Claim E2165 of 2025) [2025] SCC 76 (KLR)

Small Claims Court
27 November 2025
2,655 words in judgment
View original judgmentRead on Kenya Law Watch case
AI-assisted case brief
·~11 min to read original · ~4 min brief

The bottom line

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What this practically means

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Executive summary

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The Claimant, suing under the doctrine of subrogation on behalf of her insurer, Geminia Insurance Company Limited, claimed special damages of Kshs. 126,548/= following a road traffic accident of 10th May 2022 at the Sarit Centre roundabout, in which the 1st Respondent's motor vehicle, driven by the 2nd Respondent, hit her vehicle's front bumper. The Respondents did not enter appearance; interlocutory judgment was entered and the matter proceeded by formal proof, with the Claimant electing to proceed under section 30 of the Small Claims Court Act. The Adjudicator, T.O. Omono, restated the doctrine of subrogation and held that even in uncontroverted formal proof, a plaintiff must prove the claim on a balance of probabilities. On liability, the court held that a police abstract entry on blame is only persuasive, not proof of negligence; a driver who hits another vehicle is presumed to have been at excessive speed, but the Claimant, who stopped at the roundabout contrary to the Highway Code and did not show avoidance steps, also bore blame. Liability was apportioned equally at 50%. On quantum, special damages had to be pleaded and strictly proved: repair fees and assessment fees failed because invoices and payment requisition vouchers are not proof of payment, while tracing fees (Kshs. 23,900/=) and re-inspection fees (Kshs. 2,320/=) were proved by vouchers, invoices and ETR receipts. The Kshs. 15,000/= disbursements, though proved, were not awardable as special damages and were left to costs. Judgment was entered jointly and severally against the Respondents at 50% liability, yielding a net award of Kshs. 13,110/= with interest at court rates from filing, plus assessed costs of Kshs. 15,000/=. Certificate of costs and decree to issue; file closed.

Questions the Court framed

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The issues the Court set itself to decide, in its own words.

  1. 1.Whether the Claimant proved her subrogation claim on a balance of probabilities
  2. 2.Liability for the accident
  3. 3.Quantum of special damages

Key legal issues

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01

Liability for the accident

Holding

Claimant and 1st Respondent equally to blame (50:50); 1st Respondent vicariously liable for the 2nd Respondent's driving

Reasoning

The court held the 1st Respondent vicariously liable for the 2nd Respondent's driving absent contrary evidence. A police abstract entry blaming a party is only persuasive, not proof of negligence. A driver must take reasonable steps to avoid hitting stationary objects even if wrongly positioned, but the Claimant also failed to show steps she took to avoid the accident. Evidence being barely adequate to apportion greater blame, liability was shared equally.

p. 7
02

Quantum of special damages

Holding

Only tracing fees (Kshs. 23,900/=) and re-inspection fees (Kshs. 2,320/=) strictly proved; repair and assessment fees failed for want of proof; disbursements excluded from special damages

Reasoning

Special damages must be pleaded and strictly proved. Invoices and payment requisition vouchers without 'paid' endorsement are not proof of expenditure, so repair and assessment fees failed. Tracing and re-inspection fees were proved by vouchers, invoices and ETR receipts. The Kshs. 15,000/= disbursement, though proved by receipt, was not awardable as special damages and was left to costs.

p. 9

Legal principles established

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  • An insurer that has compensated its insured may, under subrogation, sue a third party in the insured's name with consent
  • A plaintiff must prove their case on a balance of probabilities even in formal proof where the defendant does not appear
  • A police abstract entry blaming a party is not proof of negligence; it is only persuasive and must be supported by other evidence
  • Special damages must be both pleaded and strictly proved

Court orders

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  1. 1.Judgment entered against the Respondents jointly and severally on liability at 50%
  2. 2.Award of tracing fees of Kshs. 23,900/= and re-inspection fees of Kshs. 2,320/=, total Kshs. 26,220/=, less 50%, net award Kshs. 13,110/=
  3. 3.Interest on the award at court rate from the date of filing the claim until payment in full
  4. 4.Costs of the claim assessed at Kshs. 30,000/= less 50%, translating to Kshs. 15,000/=
  5. 5.Certificate of Costs and Decree to issue forthwith
  6. 6.File closed

The bench

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One judgment of the whole court — no separate or dissenting opinions.

TO
T.O. OmonoAdjudicator
majority

Wrote the judgment

Jurisdiction invoked
Section 30 of the Small Claims Court Act

Relief refused

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Repair fees of Kshs. 78,948/=

Payment requisition voucher and invoice not proof of payment; not strictly proved

p. 9

Assessment fees of Kshs. 6,380/=

Voucher and invoice are not proof of expenditure; claim failed for want of proof

p. 9

Disbursements for photocopying and scanning of Kshs. 15,000/= as special damages

Proved but not awardable as special damages; to be considered in costs

p. 10

Costs

Costs of the claim assessed at Kshs. 30,000/= less 50%, translating to Kshs. 15,000/=.

Quotable passages

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Verbatim from the judgment, each located to the page it appears on in the official PDF — so these can be cited and checked directly.

The upshot of the foregoing is that judgment is entered against the Respondents jointly and severally in the following terms:
p. 10Final orders and judgment
The award above, being special damages, will accrue interest at court rate from the date of filing this claim till payment in full.
p. 10Interest on award
The Claimant will have the costs of this claim assessed at Kshs. 30,000/= less 50% which translates to Kshs. 15,000/=.
p. 10Costs order
It is trite law that the legal burden of proof lies with the person who alleges.
p. 3Burden of proof
A motor vehicle that hits another motor vehicle is presumed to have been driven at a high speed, which made it impossible for the driver of such a motor vehicle to prevent the occurrence of the accident.
p. 6Negligence - presumption against colliding driver
The parameters within which the principle of subrogation applies are now well settled.
p. 2Doctrine of subrogation

Issues in the judgment

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minor

The pleading describes the accident vehicle as KBH 852 C but the investigations report refers to KBH 852 H

minor

The judgment attributes blame in the police abstract to 'motor vehicle registration number KBH 596 Y', which appears to conflate the Claimant's and Respondent's registration numbers

minor

Pleadings state repair fees as Kshs. 78,948/= but the quantum analysis refers to repair costs of Kshs. 75,948/=

minor

The claim is described as filed by the Claimant driving her own vehicle, yet brought on subrogation by her insurer

Key timeline

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Practical implications

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Frequently asked questions

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Cite this brief

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Cite this brief

Caselaw, "Wambugu v Mungari & another (Claim E2165 of 2025) [2025] SCC 76 (KLR)", Case Analysis (2025). Not stated in the judgment as provided. Source: https://new.kenyalaw.org/akn/ke/judgment/scc/2025/76/eng@2025-11-27

Suggested citation format for research notes or client memos. Always verify the original judgment before relying on any point.