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ELCPartially AllowedNotice of Motion dated 30th October, 2025 (suit number not stated in judgment)· [2026] KEELC 2678 (KLR)

Kahurani v Equity Bank (Kenya) Ltd & 2 others (Environment and Land Case E052 of 2025) (Environment and Land) [2026] KEELC 2678 (KLR)

Environment and Land Court
7 May 2026
7,151 words in judgment
View original judgmentRead on Kenya Law Watch case
AI-assisted case brief
·~29 min to read original · ~4 min brief

The bottom line

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A Naivasha court stopped Equity Bank from selling a woman's inherited land because notices went to the wrong address and fraud claims raised real questions.

What this practically means

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Executive summary

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The Plaintiff, Naomi Waithera Kahurani, moved the Environment and Land Court at Naivasha by Notice of Motion dated 30th October 2025 seeking an interlocutory injunction to restrain the 1st Defendant, Equity Bank (K) Limited, from selling, advertising or interfering with Title Number Naivasha/Mwichiringiri Block 4/230 (Mirera), property she inherited from her late mother through a confirmed grant of 27th May 2022. She alleged that the 3rd Defendant, an acquaintance entrusted with her ID and original title to assist with a succession transfer, colluded with the 2nd Defendant, a stranger company, to charge her property worth over Kshs 30,000,000 as security for a Kshs 20,000,000 loan without her knowledge, and that she never signed the letter of offer, charge or guarantee. She further alleged non-compliance with Sections 90 and 96 of the Land Act, service of notices to a wrong Nairobi address, absence of certificates of postage, and no valuation under Section 97. The Bank countered that all security documents were duly executed before an advocate, notices were served by registered post, and the standard of proof for forgery required expert evidence. The 2nd and 3rd Defendants denied fraud. Applying the Giella v Cassman Brown principles, the court found a serious issue to be tried based on the Applicant's alibi, the wrong address, the absence of a certificate of postage, and ongoing criminal investigations; found irreparable injury since an inherited ancestral birthright cannot be compensated by damages; and held the balance of convenience favoured preserving the status quo. The court allowed the Motion, issued the interlocutory injunction, directed compliance with Order 11 within 30 days for expedited trial, and ordered costs in the cause.

Key legal issues

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01

Whether the Applicant established a prima facie case with probability of success

Holding

Yes. The alibi placing her in Naivasha on the purported execution date, the wrong postal address used for statutory notices, the absence of a certificate of postage, and active criminal investigations raised serious issues for trial

Reasoning

The court applied the Mrao test of a genuine and arguable case. The Applicant's alibi placed her at work in Naivasha when documents were allegedly signed in Nairobi, making validity of execution a triable issue. The notices were sent to a Nairobi address belonging to the borrower, and the Bank failed to produce a certificate of postage to her known Naivasha address, a procedural lapse which, if proven, would render the intended sale illegal. The DCI report and pending Magistrate's Court miscellaneous case showed the fraud allegations were not bare denials.

p. 11
02

Whether the Applicant would suffer irreparable injury if the injunction was not granted

Holding

Yes. The suit property was an inherited ancestral birthright whose loss would be permanent and irreversible and not adequately compensable in damages

Reasoning

Relying on the Nguruman formulation of irreparable injury, the court held that although the Bank argued land held as security is a commodity compensable in damages, the property was an inherited birthright from the Applicant's late mother carrying sentimental and ancestral value. If sold to a third party the loss would be permanent regardless of the outcome of the main suit, so monetary compensation would never be an adequate remedy.

p. 12
03

Where the balance of convenience lies

Holding

It tilts in favour of preserving the status quo, because the Bank's loss from delay is mitigable by interest while the Applicant's loss from sale would be forever

Reasoning

Applying Paul Gitonga Wanjau v Gathuthi Tea Factory, the court weighed the harm to each side. If the injunction is granted the Bank merely suffers delay in recovering its money, a loss mitigable by interest. If the injunction is denied and the property sold but the Applicant later proves forgery, she will have lost her inheritance forever. The status quo should therefore be preserved pending trial.

p. 13

Legal principles established

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  • Definition of a prima facie case in civil applications
  • At interlocutory stage the court does not resolve conflicts of evidence on affidavit
  • Land carrying sentimental or ancestral value cannot be easily replaced by a monetary award
  • Ancestral birthright cannot be compensated with damages

Court orders

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  1. 1.An interlocutory injunction restraining the 1st Defendant/Respondent, whether by itself, its auctioneers, or agents, from selling, advertising, or in any way interfering with Title Number Naivasha/Mwichiringiri Block 4/230 (Mirera) pending the hearing and determination of the main suit
  2. 2.The parties are directed to comply with Order 11 of the Civil Procedure Rules within 30 days to allow for an expedited trial on the merits of the fraud allegations
  3. 3.Costs of the application shall be in the cause

Authorities

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Legislation

  • Land ActSections 89, 90(1),(2),(3), 96(2),(3), 97(1), 97(2), 103, 104, 104(2), 105, 106
  • Civil Procedure RulesOrder 40 Rules 1, 2, 3, 4, 10 and 9; Order 42 Rule 6; Order 51 Rule 1; Order 11
  • Civil Procedure Act, Cap 21 Laws of KenyaSections 1A, 1B, 3, 3A and 63(e)
  • Land Registration Act, (1959) (Repealed)Section 106
  • Evidence Actnull
  • Constitution of Kenya 2010Article 40

Cases cited (11)

  • Giella vs. Cassman Brown
    [1973] EA 358
  • Nguruman Limited v. Jan Bonde Nielsen & 2 others
    (2014) eKLR
  • Mrao vs First American Bank of Kenya Limited & 2 Others
    (2003) KLR 125
  • American Cyanamid Co. vs Ethicon Limited
    (1975) 1 ALL ER 504; (1975) A.C. 396 HL
  • Paul Gitonga Wanjau v Gathuthi Tea Factory Company Ltd & 2 others
    [2016] eKLR
  • M Z S V Gulf African Bank Limited & 2 Others
    [2015] eKLR
  • East Africa Ventor Co. Ltd V Agricultural Finance Co-op Ltd & Another
    [2017] eKLR
  • Niaz Mohammed Janmohammed v Commissioner for Lands & 4 Others
    (1996) eKLR
  • Kinyanjui Kamau v. George Kamau
    [2015] eKLR
  • Andrew Muriuki Wanjohi v Equity Building Society Ltd
  • Joseph Siro Mosioma v. Housing Finance Co. of Kenya
    [2008]
Jurisdiction invoked
Sections 89, 90, 96, 103, 104, 105 and 106 of the Land Act, 2012; Order 40, Order 42 Rule 6 and Order 51 Rule 1 of the Civil Procedure Rules, 2010; Sections 1A, 1B, 3 & 3A and 63(e) of the Civil Procedure Act, Cap 21

Key timeline

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Practical implications

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Frequently asked questions

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Cite this brief

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Cite this brief

Caselaw, "Kahurani v Equity Bank (Kenya) Ltd & 2 others (Environment and Land Case E052 of 2025)  (Environment and Land) [2026] KEELC 2678 (KLR)", Case Analysis (2026). Notice of Motion dated 30th October, 2025 (suit number not stated in judgment). Source: https://new.kenyalaw.org/akn/ke/judgment/keelc/2026/2678/eng@2026-05-07

Suggested citation format for research notes or client memos. Always verify the original judgment before relying on any point.